Several attorneys have been appointed to revise the Local Rules for the federal courts in West Tennessee. The committee is scheduled to meet in mid-October and the committee members are actively seeking input from the local bar for suggestions and comments regarding revisions to the present Local Rules. A very significant portion of my firm’s
Miscellaneous
Cell Phones and Spoliation of Evidence
An Oklahoma insurance lawyer, Steven Buckman, recently started a new blog called Oklahoma Insurance Law. Its well written with a bit of comedy, including frequent accounts with "Bubba" (the redneck policyholder) and the "tall building lawyer" (the insurer’s counsel).
In the latest post, the topic was whether deleting photographs from a cell phone …
General Contractors’ Overhead and Profit Charges – Recoverable?
This is one of those topics that comes up regularly. Does an insurer have to pay general contractors’ overhead and profit charges? The short answer is "Yes" but there are some exceptions. According to a 2005 Sixth Circuit Court of Appeals case (interpreting Tennessee law), the costs of a contractor (overhead and profit) are…
Experts Hired by Insurance Companies to Assist with Claim Decisions Should be Unbiased
As a result of the numerous tornados that have passed through Tennessee over the past decade, I have become acutely aware of the fact that insurance companies use the same engineering firms over and over again in their investigation of whether a claim constitutes a covered loss. The obvious problem with insurance companies’ repeated use…
The Florida Sun
You may have noticed I haven’t posted any entries for a few days, but I’ve got a good excuse – – sunny, beautiful Florida.
While I was out basking in the sun, banging a golf ball from sand-trap to sand-trap, and watching my little girls explore the ocean, John Day made reference to our new blog at…
Top 10 Reasons Complaints are Made Against Insurance Companies
According to an April 28, 2009 report by the National Association of Insurance Commissioners ("NAIC"), the top ten reasons consumers complain about their insurance coverage are as follows:
- Claim Handling – Delays
- Claim Handling – Denial of Claim
- Claim Handling – Unsatisfactory Settlement/Offer
- Claim Handling – Other
- Underwriting – Premium & Rating
- Underwriting – Cancellation
- Policyholder
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