According to an April 28, 2009 report by the National Association of Insurance Commissioners ("NAIC"), the top ten reasons consumers complain about their insurance coverage are as follows:

  1. Claim Handling – Delays
  2. Claim Handling – Denial of Claim
  3. Claim Handling – Unsatisfactory Settlement/Offer
  4. Claim Handling – Other
  5. Underwriting – Premium & Rating
  6. Underwriting – Cancellation
  7. Policyholder Service – Coverage Question
  8. Policyholder Service – Premium Refund
  9. Policyholder Service – Premium Notice/Billing
  10. Policyholder Service – Information Requested

For the complete report, click here.