The Policyholder’s Perspective from Brandon McWherter
The Insurance Company’s Perspective from Parks T. Chastain

Miscellaneous

Subscribe to Miscellaneous

I recently learned that Tennessee Farmers Mutual Insurance Company (Farm Bureau) has changed the way it will pay roof claims.  Specifically, a recent endorsement changes roof coverage to actual cash value for roofing materials instead of replacement cost.  This means that roof materials will be depreciated in the event of a roof claim.  For example…

In response to a couple of cases rendered earlier this year, the Tennessee legislature has adopted Senate Bill 2271, which has two important impacts. The statute was signed into law by Governor Haslam on May 10, 2012. For a PDF copy, click here. 

The new law provides that the signature of an applicant for or party …

In Shelby County Health Care Corporation d/b/a Regional Medical Center v. Nationwide Mutual Insurance Company, the Tennessee Supreme Court held that the statutory hospital lien act does not attach to medical payment benefits paid pursuant to an insurance policy. In this case, the “Med” attempted to recover the full amount of its medical treatment…

Delay, Deny, Defend – Why Insurance Companies Don’t Pay Claims and What You Can Do About It. No, that’s not the theme of a bad faith trial.  Its the title of Professor Jay M. Feinman’s new book that chronicles the bad faith practices of insurance companies.  Several months back, the book’s publisher, Penguin, provided me…

 Fifteen or so inches later, the rain has officially stopped.  The entire state breathed a sigh of relief yesterday as the sun started trying to dry things out.  I was one of the lucky ones who didn’t have any damage, but there are thousands of people who have lost personal treasures.  Photographs, antiques . .

Not much legal analysis here but . . . it is coming an absolute flood in West TN.  We’ve got about 6 inches of rain in the past few hours, with that much or more coming over the next 24 hours.  I may have to call in the calvary and get Chip Merlin and company…