I recently learned that Tennessee Farmers Mutual Insurance Company (Farm Bureau) has changed the way it will pay roof claims. Specifically, a recent endorsement changes roof coverage to actual cash value for roofing materials instead of replacement cost. This means that roof materials will be depreciated in the event of a roof claim. For example
Legislative Reaction To Recent Court Decisions
In response to a couple of cases rendered earlier this year, the Tennessee legislature has adopted Senate Bill 2271, which has two important impacts. The statute was signed into law by Governor Haslam on May 10, 2012. For a PDF copy, click here.
The new law provides that the signature of an applicant for or party …
A Personal Plug for My Firm’s New Website
Ok, so this really has nothing to do with insurance. But my firm, Gilbert Russell McWherter PLC, just launched our new website. Check it out here. The update has been long overdue.
Tennessee Hospital Lien Does Not Attach to Medical Payment Benefits
In Shelby County Health Care Corporation d/b/a Regional Medical Center v. Nationwide Mutual Insurance Company, the Tennessee Supreme Court held that the statutory hospital lien act does not attach to medical payment benefits paid pursuant to an insurance policy. In this case, the “Med” attempted to recover the full amount of its medical treatment…
Tennessee Insurance Litigation Blog Honored as One of the Top 50 Insurance Blogs
“top 50 insurance blogs” “LexisNexis Insurance Law Community” Tennessee insurance claims…
Continue Reading Tennessee Insurance Litigation Blog Honored as One of the Top 50 Insurance Blogs
Tennessee Insurance Litigation Blog Nominated as One of the Top 50 Insurance Blogs
I just learned today that our blog, just under a year old, has been nominated as one of the top 50 insurance blogs. The LexisNexis Insurance Law Community publishes the list each year. Although its a bit late to ask all of you to send in positive comments to the folks at Lexis who decide…
Delay, Deny, Defend
Delay, Deny, Defend – Why Insurance Companies Don’t Pay Claims and What You Can Do About It. No, that’s not the theme of a bad faith trial. Its the title of Professor Jay M. Feinman’s new book that chronicles the bad faith practices of insurance companies. Several months back, the book’s publisher, Penguin, provided me…
The Aftermath of the Great Flood
Fifteen or so inches later, the rain has officially stopped. The entire state breathed a sigh of relief yesterday as the sun started trying to dry things out. I was one of the lucky ones who didn’t have any damage, but there are thousands of people who have lost personal treasures. Photographs, antiques . .
Anybody Got an Ark?
Not much legal analysis here but . . . it is coming an absolute flood in West TN. We’ve got about 6 inches of rain in the past few hours, with that much or more coming over the next 24 hours. I may have to call in the calvary and get Chip Merlin and company…
Please Just Give Me a Trial by Ambush
I came in this morning to an email from my partner, Justin Gilbert. Justin lost a jury trial last week in Decatur County Circuit Court, and offered some insightful thoughts about the experience in a short article he entitled, “Please Just Give Me a Trial by Ambush.” Here’s an excerpt: