Back in November 2013, I had the great honor to represent Larry and Sue Banks in their case against Cincinnati Insurance Company. My partner, Clint Scott, and I presented the case to a federal jury and after deliberations, the jury returned a verdict for more than $2.2 million. The insurance company accused the Banks of
December 2015
When it Comes to Insurance Policies, There is No Difference in Cosmetic Damage and Functional Damage
By Brandon McWherter on
In the past, I’ve posted a few articles regarding the recent trend of insurers to attempt to deny hail damage claims on the basis that the damage is “cosmetic” rather than “functional.” Most commonly, the issue arises when there are hail dents to a metal roof and the insurance company denies the claim on the…
Insurers’ Marketshare in Tennessee
By Brandon McWherter on
Posted in Miscellaneous
In the most recent statement by the Commissioner of Insurance regarding insurance companies’ marketshare of homeowners’ policies in Tennessee, it appears that there are two primary players – State Farm and Farm Bureau (Tennessee Farmers Mutual Insurance Company). State Farm leads the way with a market share of 25%, with Farm Bureau second at 19%. …