In the most recent statement by the Commissioner of Insurance regarding insurance companies’ marketshare of homeowners’ policies in Tennessee, it appears that there are two primary players – State Farm and Farm Bureau (Tennessee Farmers Mutual Insurance Company).  State Farm leads the way with a market share of 25%, with Farm Bureau second at 19%.  No other insurer is even close to touching the “big two.” In a distant third place, USAA, Liberty Mutual, Safeco, and Allstate all have around 2-3% each.  For the full breakdown, click here.