In March 2012, the Tennessee Supreme Court issued a landmark opinion concerning the liabilty of insurers and insurance agents in cases involving failure to procure and maintain appropriate insurance coverage.  The case is Allstate Ins. Co. v. Tarrant.  The case is a "must read" for insurance practitioners, and is full of good nuggets.  Today I’ll

In bad faith and Tennessee Consumer Protection Act cases, I routinely run into work product objections during discovery. Often these objections are made even as to reports and documents generated before the claim was denied. I believe work-product objections as to pre-denial materials are improper. As we know, Rule 26.02(3) protects against disclosure of materials

 FEMA has published several tips for filing a flood insurance claim that can be accessed here and here.  Be sure to note that a proof of loss must be submitted within sixty days.  It also has a brochure that addresses common myths about the NFIP (National Flood Insurance Program) that can be downloaded here.

 Fifteen or so inches later, the rain has officially stopped.  The entire state breathed a sigh of relief yesterday as the sun started trying to dry things out.  I was one of the lucky ones who didn’t have any damage, but there are thousands of people who have lost personal treasures.  Photographs, antiques . .